Why choose Zindagi Plus Plan

Benefits of Zindagi Plus Plan

Life + COVID-19 Cover
We’re there for you throughout! There are some circumstances one can’t foresee, including a pandemic. In case of your demise during the policy term, we’ll stand by your family and provide the nominee with the benefit pay-out.

Better Half Benefit
Undying love indeed! Opt for Better Half Benefit at just a little extra cost to make sure you always have your partner’s back. This provides your spouse an additional life cover of 50% on your base sum assured, when you’re not around.

No Medical Tests
Worried about stepping out of home in this pandemic? This plan provides the option of life cover without medicals, up to Rs. 99,99,000. So stay home, stay secured!

Waiver of Premium Benefit
We’re with you in sickness and in health! Even if you face a critical illness, we’ve got your back. Opt for this feature that doesn’t make you worry about your premium payments at a difficult time, upon being diagnosed with any one of the 35 listed critical illnesses.

Discount on Large Sum Assured
Yes, you’re reading it right! We believe in rewarding those who aim higher. So, this plan offers attractive discounts on premiums when you opt for a higher life cover.

    Example – 

    Rahul pays a premium of 20000 Rs per year till 20 years and his life is insured with 12000000.

    Premium Payment Option
    Let’s take the tired out of retired! We have designed an option for you to pay your premiums till you turn 60, so you can enjoy your second innings in peace. Alternatively, you can choose to pay premiums till the end of the policy term, if that suits you better.

    Tax Benefits
    No deductions, no worries! The premiums paid under this plan are eligible for deductions under Section 80(C) and the returns you get are exempted from tax deductions under Section 10(10D).

    How it Works