Why choose Smart Lifestyle Plan

Smart Lifestyle

Benefit of Smart Lifestyle Plan–

Wealth Bhi, Protection Bhi
Single plan, double benefit! This plan provides you with ways to accumulate your wealth as well as protection. You might have to buy a new plan every time your financial responsibility changes.

Family Protection Benefit
Always look out for your family! By opting for this benefit, in case you are no longer around, we will provide your family with financial assistance in the form of a lump sum amount. They do not have to worry about paying any future premiums and the plan continues as is.

Loyalty Sum Assured
We like to see you grow! Loyalty Sum Assured is added every 5 years that will automatically take care of your changing financial responsibilities. With this, you can make sure your dreams are protected from the adverse effects of inflation.

Cash Bonus
We like to celebrate good times together. Every time we, as a company, do well, we like to treat everyone who’s been with us on this journey. So, look forward to getting a cash bonus, if declared, as a reward!

Guaranteed Additions
A little addition goes a long way! Guaranteed¹ Additions are added to your policy from the end of the first policy year. These additions are equal to 2% of your Sum Assured value on maturity plus Loyalty Sum Assured accrued.


    Rahul invests 36000 Rs every year for 5 years and gets 250000 Rs after 5 years ( total term 10 years) plus death benefit of 400000 Rs.

    Reversionary Bonus* (if declared)
    Let’s grow together! Reversionary Bonus (if declared)*² may accrue every year from first policy year, at the discretion of the Company and based on the performance of the participating fund.

    Loan Facility
    Don’t let financial trouble stop you from your goals! We want you to live your Zindagi unlimited, even if you need a little support to do it. That is why Edelweiss Tokio Life Smart Lifestyle offers you the choice to avail a loan² for the urgent need of cash flow.

    Tax Benefits
    No more deductions! The premiums you pay are eligible for deductions under section 80(C) and the returns you get from it are exempt from taxes under section 10(10D)

    How it Works

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